Terms of Use

These terms explain the rules for buying and using WealthVitals ("we", "us"). By buying or using the tools, you agree to them.

1. What you get

A one-time purchase of $49 gives you personal access to the 20 WealthVitals calculators and planners in your web browser. There is no subscription.

2. Your license

• Your license key is for your own personal use.
• Please don't share, resell, or publish your key or copy the tools.
• We may disable keys that are clearly being shared or abused.

3. Not professional advice

WealthVitals tools provide estimates for educational purposes only and are not financial, tax, investment, medical, or mental health advice. Results vary. Talk to a qualified professional (doctor, therapist, accountant, or financial adviser) before making important decisions. If you are in crisis, contact local emergency services right away.

4. Payments and refunds

Payments are processed by Gumroad. Refunds are covered by our Refund Policy.

5. Availability

We work to keep the tools available and accurate, but we can't promise they will always be error-free or uninterrupted. We may improve or change features over time.

6. Limitation of liability

To the extent the law allows, the tools are provided "as is", and our total liability to you is limited to the amount you paid. [PLACEHOLDER – confirm wording and governing law with a lawyer.]

7. Changes to these terms

We may update these terms. The "Last updated" date above shows when they last changed.

8. Contact

Questions? Email [PLACEHOLDER – contact email].